Pawn Loan Information

 

What items can I bring to the pawn shop?

High end watches, Luxury handbags and more

We have to be competitive with today’s trending items.  Here is a quick list of Hot items we Loan Top dollar for: 

  1. Gold, Platinum, and Silver Coins, Bars, Diamonds, and Diamond Jewelry. 
  2. 2020 and newer Apple Products (Except phones). 
  3. 2020 and newer Windows PC, All in one, Tablets, Laptops.
  4. Professional Camera and Video Equipment
  5. High End Watches, like: Patek Philippe, Rolex, Cartier, Omega, Hublot, Tag Heuer, Vacheron Constantin, Audemars Piguet and many more.
  6. Luxury Hand Bags: Hermes, Chanel, Fendi, Louis Vuitton, Gucci, Marc Jacobs, Prada, and many more.
  7. Musical Instruments 
  8. Top Name Brand Power tools
  9. Video game systems (Ps5, Xbox Series S/X) Nintendo Switch etc
  10. Top Name Brand Sunglasses.

If you have something of great value not mentioned here, please text us with a picture or call us for consideration. Thank you

 

What is a Pawn?

A pawn is nothing more than a collateral loan. You bring something of value in exchange for a temporary loan.

  1. Loan—An individual can bring any personal property of value to the pawn shop and obtain a pawn loan, which is also known as a pledge loan. This is a temporary 4-month 10-day loan in which the individual can borrow against the property of value and pay a small fee for the time of the loan. Once the loan is paid in full, the pawn shop returns the personal property to the borrower. 
  2. Extensions- The borrower has the option to extend the loan for an additional 4-month -10-day term, by paying the finance fees due before the expiration of the initial term. 
  3. Fees: We provide loans with the lowest interest rate in California, with as little as 2% interest for the first month (ticket writing fee and storage fee apply). By paying off the loan early, you can get a huge discount on the interest fee. For Example, a $200 loan on jewelry will have a fee of $16.50 for the first month only. For a quote or to pawn collateral, please call us during business hours. 
  4.  There is no Prepayment penalty. This means you can pay your loan at any time during the 4-month 10-day term. You don't have to wait until it is due.
  5. There are three finance fees pawn shops in California charge: (Interest, Ticket writing fee and Storage/Security fee).